SKS Payday Budget Book (PBB) was designed with you in mind. The PBB was designed in a more simplistic accommodating way.
 
This digital book PDF file includes 535 pages. It is ready to print with pages set up in back to front (duplex) printing.  The pages included:
 
• NOTE TO YOU
• ABOUT SKS
• HOW TO BUDGET & CASH STUFF
• HOW TO MONTHLY FINANCIAL GOALS
• BUDGET NOTES
• 2023 CALENDAR
• 2024 CALENDAR
• 2025 CALENDAR
• MONTHLY FINANCIAL GOALS
• MONTHLY CALENDAR ON 1 PAGE
• MONTHLY CALENDAR ON 2 PAGES
• MONTHLY BILL TRACKER
• MONTHLY BUDGET
• MONTHLY PAYDAY ENVELOPES
• MONTHLY PAYDAY SINKING FUNDS
• PAYDAY BUDGET
• PAYDAY ENVELOPES
• PAYDAY SINKING FUND
• MONTHLY INCOME
• MONTHLY EXPENSE
• MONTHLY END ENVELOPES
• MONTHLY END SINKING FUNDS
• MONTHLY DEBT PAYMENTS
• WEEKLY ACCOUNTANTS BALANCE
• WEEKLY CASH FLOW
• MONTHLY EXPENSE COMPARISON
• MONTH TO MONTH SPEND
• MONTHLY BUDGET CLOSE-OUT
• INVESTMENT TRACKER
• SUBSCRIPTION TRACKER
• BILL ADJUSTMENT TRACKER
• CREDIT CARD TRACKER
• CREDIT CARD REWARDS TRACKER
• BALANCE TRANSFER TRACKER
• YEARLY CATEGORY BREAKDOWN
• AUTOMATIC BILL PAYMENTS
• INACTIVE DORMANT LOG
• HOLIDAY EVENT GIFT BUDGET
• CHARITABLE DONATIONS
• DEBT SNOWBALL
• DEBT AVALANCHE
• SAVING GOALS
• SINKING GOALS
• 52 WEEK $10 SAVINGS PLAN
• 52 WEEK $25 SAVINGS PLAN
• 52 WEEK $50 SAVINGS PLAN
• 52 WEEK $100 SAVINGS PLAN
• ACCOUNT NUMBERS & LOGINS
• ITEMS FOR SALE TRACKER
 
 
This DIGITAL book provides both a simplistic and more in-depth approach to managing your finances. Budgeting is a unique and personal journey to managing your finances.
 
PLEASE READ IMPORTANT DOWNLOAD INSTRUCTIONS BEFORE PURCHASE
 
****UPDATES
08/08/2023 
Added Note To You Sheet, updated Table of Contents, added How To Monthly FInancial Goals, Monthly Expense Comparison. Updated Payday Envelope and Sinking Fund sheets.
 
October 2023
Added Monthly Envelopes, Monthly Sinking Funds and Monthly Budget Close-out worksheets